HOW DO YOU KNOW WHICH PLAN IS FOR YOU?

Whatever it is, the way you secure health coverage is dependent on your current situation and family

It all begins with your current health needs (are you healthy or do you have pre-existing conditions or upcoming medical procedures needing covered within 12 months), your financial circumstances (do you need / qualify for subsidies on the marketplace? Are you low income? Or are you financially secure?)

  • If you are low income and qualify for subsidies and have pre-existing conditions (currently pregnant / cancer / heart disease / severe inpatient mental health needs or drug & alcohol rehab = the Market place your best option

    • Subsidy = a financial incentive from a government or organization to individuals, households, or businesses, designed to lower costs

  • If you are an individual, family, business owner or entrepreneur / 1099 contracted worker (PT, travel nurse etc.) and healthy and financially secure without the above mentioned conditions = Private PPO plans are a great option

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